Stories from businesses just like yours
Meet the founders, shop owners, and creators using Lumo to fund new ideas, manage growth, and take their business further.
Stories from businesses just like yours
Meet the founders, shop owners, and creators using Lumo to fund new ideas, manage growth, and take their business further.
From small shops to fast-growing companies, we’re proud to support the UK businesses shaping what’s next.
Frequently asked questions
Answers to common questions about getting started, applying for funding, and managing your account.
Book a quick call
Want to learn how Lumo can support your business? Book a quick call with one of our specialists, no pressure, just honest advice.
Do you prefer email? We're available at:
Book a quick call
Want to learn how Lumo can support your business? Book a quick call with one of our specialists, no pressure, just honest advice.
Do you prefer email? We're available at:
Book a quick call
Want to learn how Lumo can support your business? Book a quick call with one of our specialists, no pressure, just honest advice.
Do you prefer email? We're available at:
Applying with Lumo Money is fast and fully online. You connect your business accounts securely, receive a tailored funding offer within minutes, and get funds sent directly to your account once approved, all with transparent terms and no hidden fees.
Our loans are available to UK-based limited companies, sole traders, and partnerships that have been actively trading for at least six months. We work with businesses across industries, from retail and construction to professional services.
Most customers receive an instant eligibility decision, and approved funds are typically transferred within 24–48 hours. Our technology streamlines the process so your business can access capital when it matters most.
We offer flexible repayment plans built around your business cash flow. You can view schedules, make adjustments, and track payments easily from your Lumo dashboard, always knowing exactly what’s due and when.
Checking your eligibility with Lumo Money uses a soft search that doesn’t impact your credit score. A hard credit check is only completed if you decide to proceed with an approved funding offer.
Applying with Lumo Money is fast and fully online. You connect your business accounts securely, receive a tailored funding offer within minutes, and get funds sent directly to your account once approved, all with transparent terms and no hidden fees.
Our loans are available to UK-based limited companies, sole traders, and partnerships that have been actively trading for at least six months. We work with businesses across industries, from retail and construction to professional services.
Most customers receive an instant eligibility decision, and approved funds are typically transferred within 24–48 hours. Our technology streamlines the process so your business can access capital when it matters most.
We offer flexible repayment plans built around your business cash flow. You can view schedules, make adjustments, and track payments easily from your Lumo dashboard, always knowing exactly what’s due and when.
Checking your eligibility with Lumo Money uses a soft search that doesn’t impact your credit score. A hard credit check is only completed if you decide to proceed with an approved funding offer.
Applying with Lumo Money is fast and fully online. You connect your business accounts securely, receive a tailored funding offer within minutes, and get funds sent directly to your account once approved, all with transparent terms and no hidden fees.
Our loans are available to UK-based limited companies, sole traders, and partnerships that have been actively trading for at least six months. We work with businesses across industries, from retail and construction to professional services.
Most customers receive an instant eligibility decision, and approved funds are typically transferred within 24–48 hours. Our technology streamlines the process so your business can access capital when it matters most.
We offer flexible repayment plans built around your business cash flow. You can view schedules, make adjustments, and track payments easily from your Lumo dashboard, always knowing exactly what’s due and when.
Checking your eligibility with Lumo Money uses a soft search that doesn’t impact your credit score. A hard credit check is only completed if you decide to proceed with an approved funding offer.