Join our team

Let’s build the future of lending, together

Small business finance is changing fast, and so are the needs of the people behind it. At Lumo Money, we’re creating tools and experiences that make funding simple, transparent, and empowering.

A work team around the desk
A work team around the desk
A work team around the desk

Open roles

Our benefits

We invest in our people

At Lumo Money, we’re building more than a great product, we’re building a great place to work. Our benefits are designed to support your wellbeing, your growth, and your life.

Reward & Recognition

Competitive salary

Competitive salary

Competitive salary

Annual performance bonuses

Annual performance bonuses

Annual performance bonuses

Referral bonus

Referral bonus

Referral bonus

Flexibility at work

Flexible hours

Flexible hours

Flexible hours

Work from Powell, Ohio or anywhere in the world

Work from Powell, Ohio or anywhere in the world

Work from Powell, Ohio or anywhere in the world

Home office allowance

Home office allowance

Home office allowance

Internet reinbursement

Internet reinbursement

Internet reinbursement

Flexible PTO

Flexible PTO

Flexible PTO

Health & Wellbeing

Comprehensive health, dental, and vision coverage

Comprehensive health, dental, and vision coverage

Comprehensive health, dental, and vision coverage

Mental health programs and support

Mental health programs and support

Mental health programs and support

£1,000 annual wellness allowance

£1,000 annual wellness allowance

£1,000 annual wellness allowance

Paid parental leave for every parent

Paid parental leave for every parent

Paid parental leave for every parent

Retirement plan with company match

Retirement plan with company match

Retirement plan with company match

The values that guide our work

The values that guide our work

At Lumo Money, culture isn’t just a statement, it’s how we show up every day. These values shape how we build, make decisions, and work together. If they resonate with you, you’ll fit right in.

At Lumo Money, culture isn’t just a statement, it’s how we show up every day. These values shape how we build, make decisions, and work together.

Transparency

We believe trust starts with clarity. We’re open about our decisions, our data, and our direction.

Transparency

We believe trust starts with clarity. We’re open about our decisions, our data, and our direction.

Transparency

We believe trust starts with clarity. We’re open about our decisions, our data, and our direction.

Fairness

We treat every customer and teammate with respect, honesty, and equality, no hidden catches, ever.

Fairness

We treat every customer and teammate with respect, honesty, and equality, no hidden catches, ever.

Fairness

We treat every customer and teammate with respect, honesty, and equality, no hidden catches, ever.

Fast care

We move fast, but never at the expense of thoughtfulness. Efficiency only matters if it helps people.

Fast care

We move fast, but never at the expense of thoughtfulness. Efficiency only matters if it helps people.

Fast care

We move fast, but never at the expense of thoughtfulness. Efficiency only matters if it helps people.

We’re building something that matters

We’re rethinking how business finance works, designing tools that help small businesses move faster, with more confidence and less complexity.

Kenny Biyah

Finance Ops Lead

Kenny Biyah

Finance Ops Lead

woman in gray jacket
woman in gray jacket

Elena Novak

Senior Product Manager

We believe in shared ownership, open dialogue, and working together to solve real problems. The best ideas win no matter where they come from.

woman in gray jacket

Elena Novak

Senior Product Manager

We believe in shared ownership, open dialogue, and working together to solve real problems. The best ideas win no matter where they come from.

man in gray polo shirt smiling
man in gray polo shirt smiling

Marcus Reed

Analytics Manager

Design thinking drives everything we do. From product to process, we move fast, learn constantly, and make things better with every iteration.

man in gray polo shirt smiling

Marcus Reed

Analytics Manager

Design thinking drives everything we do. From product to process, we move fast, learn constantly, and make things better with every iteration.

Sofia Marin

Data Analyst

Sofia Marin

Data Analyst

Manchester, United Kingdom

@ 2025 LumoMoney LTD. All rights reverved

Lumo Money is a trading name of Lumo Finance Ltd, registered in England and Wales (Company No. 12345678). Registered office: 45 Charlotte Street, Manchester, M1 4FD. Lumo Finance Ltd is authorised and regulated by the Financial Conduct Authority under firm reference number 123456. We provide business loans and funding solutions to limited companies and sole traders across the United Kingdom. All lending is subject to status, affordability checks, and the satisfactory completion of our verification process. The amount you can borrow and the rate you receive will depend on your business performance and credit profile.

Your business must be actively trading in the UK to apply. We do not currently provide consumer credit or personal loans. Please ensure you only borrow what your business can afford to repay. Late or missed repayments can have serious consequences for your business, may affect your credit rating, and could make it more difficult to obtain credit in the future. We are a responsible lender committed to treating customers fairly, maintaining transparency in pricing, and supporting sustainable business growth. All information provided on this website is for general guidance only and does not constitute financial advice. You should seek independent advice if you are unsure about any lending decisions.

Lumo Finance Ltd works with a panel of funding partners where appropriate. In some cases, we may act as a credit broker and not a direct lender. We will always make it clear which role we are performing before you proceed with an application. By using this website, you agree to our terms of use, privacy policy, and cookie policy. All content is subject to change without notice.

Manchester, United Kingdom

@ 2025 LumoMoney LTD. All rights reverved

Lumo Money is a trading name of Lumo Finance Ltd, registered in England and Wales (Company No. 12345678). Registered office: 45 Charlotte Street, Manchester, M1 4FD. Lumo Finance Ltd is authorised and regulated by the Financial Conduct Authority under firm reference number 123456. We provide business loans and funding solutions to limited companies and sole traders across the United Kingdom. All lending is subject to status, affordability checks, and the satisfactory completion of our verification process. The amount you can borrow and the rate you receive will depend on your business performance and credit profile.

Your business must be actively trading in the UK to apply. We do not currently provide consumer credit or personal loans. Please ensure you only borrow what your business can afford to repay. Late or missed repayments can have serious consequences for your business, may affect your credit rating, and could make it more difficult to obtain credit in the future. We are a responsible lender committed to treating customers fairly, maintaining transparency in pricing, and supporting sustainable business growth. All information provided on this website is for general guidance only and does not constitute financial advice. You should seek independent advice if you are unsure about any lending decisions.

Lumo Finance Ltd works with a panel of funding partners where appropriate. In some cases, we may act as a credit broker and not a direct lender. We will always make it clear which role we are performing before you proceed with an application. By using this website, you agree to our terms of use, privacy policy, and cookie policy. All content is subject to change without notice.

Manchester, United Kingdom

@ 2025 LumoMoney LTD. All rights reverved

Lumo Money is a trading name of Lumo Finance Ltd, registered in England and Wales (Company No. 12345678). Registered office: 45 Charlotte Street, Manchester, M1 4FD. Lumo Finance Ltd is authorised and regulated by the Financial Conduct Authority under firm reference number 123456. We provide business loans and funding solutions to limited companies and sole traders across the United Kingdom. All lending is subject to status, affordability checks, and the satisfactory completion of our verification process. The amount you can borrow and the rate you receive will depend on your business performance and credit profile.

Your business must be actively trading in the UK to apply. We do not currently provide consumer credit or personal loans. Please ensure you only borrow what your business can afford to repay. Late or missed repayments can have serious consequences for your business, may affect your credit rating, and could make it more difficult to obtain credit in the future. We are a responsible lender committed to treating customers fairly, maintaining transparency in pricing, and supporting sustainable business growth. All information provided on this website is for general guidance only and does not constitute financial advice. You should seek independent advice if you are unsure about any lending decisions.

Lumo Finance Ltd works with a panel of funding partners where appropriate. In some cases, we may act as a credit broker and not a direct lender. We will always make it clear which role we are performing before you proceed with an application. By using this website, you agree to our terms of use, privacy policy, and cookie policy. All content is subject to change without notice.