Construction and design
Blueprints for success how kelly build & design kept projects moving
+45%
Turnover growth
+30%
Increase in project capacity
About
Kelly Build & Design is a construction and interior design firm based in Leeds. Founded by James Kell, the company delivers bespoke renovations, commercial fit-outs, and residential builds known for craftsmanship and reliability.
Industry
Construction and design
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“Lumo gave us the breathing room we needed to take on bigger projects without losing momentum.”
James Kelly
Kelly Build & Design
Building confidence through funding
Kelly Build & Design began in 2017 with a small team and a clear goal to bring craftsmanship and design excellence together under one roof.
By 2024, the company had built a strong reputation across Yorkshire, taking on a growing number of renovation and commercial projects.
But with growth came pressure. Cash flow was often tied up in materials and invoices, leaving little flexibility to take on larger contracts. James needed a simple, reliable way to unlock working capital without disrupting operations.
Finding flexible finance
Traditional lenders moved too slowly for a business that needed to act quickly. That’s when James discovered Lumo Money.
Through Lumo’s straightforward application process, he connected his business bank account securely using open banking. Within a day, he had a funding offer designed around his company’s project cycles.
“The transparency stood out straight away. I knew exactly what I was getting, with clear terms and a repayment plan that fit how we actually work.”
The funds arrived shortly after approval, allowing Kelly Build & Design to take on new contracts and invest in additional tools and transport.
Unlocking steady growth
With improved cash flow, James could finally focus on growing the business instead of managing financial bottlenecks.
The team expanded from eight to twelve employees, and the firm began handling multiple large-scale fit-outs at once.
Turnover rose by 45%, while overall capacity grew 30% thanks to new hires and equipment upgrades.
The impact was more than financial. Faster workflows, better resource management, and improved client communication all followed laying the foundation for long-term stability.
Building a stronger future
Today, Kelly Build & Design continues to grow sustainably, taking on projects across Leeds, Manchester, and Sheffield.
James plans to use future funding to invest in sustainable materials and digital tools that improve project tracking and reduce waste.
“Having the right financial partner changed how we plan for growth. It’s not just about funding projects it’s about building momentum.”
Lumo’s flexible approach has helped Kelly Build & Design grow with confidence proving that when finance works with you, your business can move faster, smarter, and stronger.
