Retail and Events

From petals to progress how bloom & ivy turned design into growth

+65%

Revenue growth

48h

Funding turnaround

Blonde woman cleaning the leaves on plants
Blonde woman cleaning the leaves on plants
Blonde woman cleaning the leaves on plants

About

Brand bloom & ivy is a London-based floral studio founded by Sophie Turner. The company blends creativity and sustainability to deliver premium arrangements for weddings, events, and corporate clients across the UK.

Industry

Retail and Events

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Woman smiling on a light blue gradient background
Woman smiling on a light blue gradient background
Woman smiling on a light blue gradient background

“Lumo made funding simple and fast, we had what we needed to grow in just two days.”

SOPHIE TURNER

,

FOUNDER, BLOOM & IVY

Growing a creative brand

Sophie Turner founded bloom & ivy in 2019 with a simple goal, to bring fresh, design-led floristry to modern events and everyday moments. What started as a small studio in her spare room soon became a thriving boutique brand with growing demand across London.

By 2024, the business had reached a turning point. Orders were increasing, the team was stretched, and opportunities were emerging faster than cash flow could support. Sophie needed funding to expand her studio space, invest in equipment, and build a stronger digital presence.

Finding the right support

After weeks of exploring options, Sophie came across Lumo Money. The promise of a simple, transparent application process appealed immediately.
Using open banking, she connected her accounts securely, and within 24 hours received a funding offer tailored to her cash flow.

The full loan arrived two days later, no waiting, no hidden fees, no endless paperwork.
With that boost, Sophie secured a new lease, ordered new equipment, and hired two additional florists ahead of the wedding season.

“Having clear information upfront meant there were no surprises, just confidence from day one.”

Turning finance into growth

With extra capacity and a stronger digital setup, bloom & ivy launched its first e-commerce store. The platform now accounts for nearly half of all orders, opening the brand to customers nationwide.
The business also introduced a subscription delivery model, giving local clients regular flower deliveries and driving consistent monthly revenue.

This combination of funding and strategy turned a busy workshop into a growing brand with structure, focus, and flexibility.

Looking ahead

Today, bloom & ivy continues to grow sustainably, balancing creative ambition with smart financial planning.
Sophie’s focus for the next year is automation and packaging innovation, continuing to prove that small, creative businesses can scale without losing their personal touch.

Her story is one of confidence and clarity, two things every growing business deserves when it comes to finance.

See how other teams are winning with Vectura

Manchester, United Kingdom

@ 2025 LumoMoney LTD. All rights reverved

Lumo Money is a trading name of Lumo Finance Ltd, registered in England and Wales (Company No. 12345678). Registered office: 45 Charlotte Street, Manchester, M1 4FD. Lumo Finance Ltd is authorised and regulated by the Financial Conduct Authority under firm reference number 123456. We provide business loans and funding solutions to limited companies and sole traders across the United Kingdom. All lending is subject to status, affordability checks, and the satisfactory completion of our verification process. The amount you can borrow and the rate you receive will depend on your business performance and credit profile.

Your business must be actively trading in the UK to apply. We do not currently provide consumer credit or personal loans. Please ensure you only borrow what your business can afford to repay. Late or missed repayments can have serious consequences for your business, may affect your credit rating, and could make it more difficult to obtain credit in the future. We are a responsible lender committed to treating customers fairly, maintaining transparency in pricing, and supporting sustainable business growth. All information provided on this website is for general guidance only and does not constitute financial advice. You should seek independent advice if you are unsure about any lending decisions.

Lumo Finance Ltd works with a panel of funding partners where appropriate. In some cases, we may act as a credit broker and not a direct lender. We will always make it clear which role we are performing before you proceed with an application. By using this website, you agree to our terms of use, privacy policy, and cookie policy. All content is subject to change without notice.

Manchester, United Kingdom

@ 2025 LumoMoney LTD. All rights reverved

Lumo Money is a trading name of Lumo Finance Ltd, registered in England and Wales (Company No. 12345678). Registered office: 45 Charlotte Street, Manchester, M1 4FD. Lumo Finance Ltd is authorised and regulated by the Financial Conduct Authority under firm reference number 123456. We provide business loans and funding solutions to limited companies and sole traders across the United Kingdom. All lending is subject to status, affordability checks, and the satisfactory completion of our verification process. The amount you can borrow and the rate you receive will depend on your business performance and credit profile.

Your business must be actively trading in the UK to apply. We do not currently provide consumer credit or personal loans. Please ensure you only borrow what your business can afford to repay. Late or missed repayments can have serious consequences for your business, may affect your credit rating, and could make it more difficult to obtain credit in the future. We are a responsible lender committed to treating customers fairly, maintaining transparency in pricing, and supporting sustainable business growth. All information provided on this website is for general guidance only and does not constitute financial advice. You should seek independent advice if you are unsure about any lending decisions.

Lumo Finance Ltd works with a panel of funding partners where appropriate. In some cases, we may act as a credit broker and not a direct lender. We will always make it clear which role we are performing before you proceed with an application. By using this website, you agree to our terms of use, privacy policy, and cookie policy. All content is subject to change without notice.

Manchester, United Kingdom

@ 2025 LumoMoney LTD. All rights reverved

Lumo Money is a trading name of Lumo Finance Ltd, registered in England and Wales (Company No. 12345678). Registered office: 45 Charlotte Street, Manchester, M1 4FD. Lumo Finance Ltd is authorised and regulated by the Financial Conduct Authority under firm reference number 123456. We provide business loans and funding solutions to limited companies and sole traders across the United Kingdom. All lending is subject to status, affordability checks, and the satisfactory completion of our verification process. The amount you can borrow and the rate you receive will depend on your business performance and credit profile.

Your business must be actively trading in the UK to apply. We do not currently provide consumer credit or personal loans. Please ensure you only borrow what your business can afford to repay. Late or missed repayments can have serious consequences for your business, may affect your credit rating, and could make it more difficult to obtain credit in the future. We are a responsible lender committed to treating customers fairly, maintaining transparency in pricing, and supporting sustainable business growth. All information provided on this website is for general guidance only and does not constitute financial advice. You should seek independent advice if you are unsure about any lending decisions.

Lumo Finance Ltd works with a panel of funding partners where appropriate. In some cases, we may act as a credit broker and not a direct lender. We will always make it clear which role we are performing before you proceed with an application. By using this website, you agree to our terms of use, privacy policy, and cookie policy. All content is subject to change without notice.