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Funding that moves as fast as you do

Lumo Money helps UK businesses access fair, transparent loans, with quick decisions, clear terms, and real support when you need it.

Apply in minutes

Most businesses get an instant decision

Flexible as you grow

Choose amounts and terms that fit your business

View all posts

View all posts

Funding that moves as fast as you do

Lumo Money helps UK businesses access fair, transparent loans, with quick decisions, clear terms, and real support when you need it.

Apply in minutes

Most businesses get an instant decision

Flexible as you grow

Choose amounts and terms that fit your business

View all posts

Smarter lending for business

0161 3455 678

team@lumomoney.com

Manchester, United Kingdom

@ 2025 LumoMoney LTD. All rights reverved

Lumo Money is a trading name of Lumo Finance Ltd, registered in England and Wales (Company No. 12345678). Registered office: 45 Charlotte Street, Manchester, M1 4FD. Lumo Finance Ltd is authorised and regulated by the Financial Conduct Authority under firm reference number 123456. We provide business loans and funding solutions to limited companies and sole traders across the United Kingdom. All lending is subject to status, affordability checks, and the satisfactory completion of our verification process. The amount you can borrow and the rate you receive will depend on your business performance and credit profile.

Your business must be actively trading in the UK to apply. We do not currently provide consumer credit or personal loans. Please ensure you only borrow what your business can afford to repay. Late or missed repayments can have serious consequences for your business, may affect your credit rating, and could make it more difficult to obtain credit in the future. We are a responsible lender committed to treating customers fairly, maintaining transparency in pricing, and supporting sustainable business growth. All information provided on this website is for general guidance only and does not constitute financial advice. You should seek independent advice if you are unsure about any lending decisions.

Lumo Finance Ltd works with a panel of funding partners where appropriate. In some cases, we may act as a credit broker and not a direct lender. We will always make it clear which role we are performing before you proceed with an application. By using this website, you agree to our terms of use, privacy policy, and cookie policy. All content is subject to change without notice.

Smarter lending for business

0161 3455 678

team@lumomoney.com

Manchester, United Kingdom

@ 2025 LumoMoney LTD. All rights reverved

Lumo Money is a trading name of Lumo Finance Ltd, registered in England and Wales (Company No. 12345678). Registered office: 45 Charlotte Street, Manchester, M1 4FD. Lumo Finance Ltd is authorised and regulated by the Financial Conduct Authority under firm reference number 123456. We provide business loans and funding solutions to limited companies and sole traders across the United Kingdom. All lending is subject to status, affordability checks, and the satisfactory completion of our verification process. The amount you can borrow and the rate you receive will depend on your business performance and credit profile.

Your business must be actively trading in the UK to apply. We do not currently provide consumer credit or personal loans. Please ensure you only borrow what your business can afford to repay. Late or missed repayments can have serious consequences for your business, may affect your credit rating, and could make it more difficult to obtain credit in the future. We are a responsible lender committed to treating customers fairly, maintaining transparency in pricing, and supporting sustainable business growth. All information provided on this website is for general guidance only and does not constitute financial advice. You should seek independent advice if you are unsure about any lending decisions.

Lumo Finance Ltd works with a panel of funding partners where appropriate. In some cases, we may act as a credit broker and not a direct lender. We will always make it clear which role we are performing before you proceed with an application. By using this website, you agree to our terms of use, privacy policy, and cookie policy. All content is subject to change without notice.

Smarter lending for business

0161 3455 678

team@lumomoney.com

Manchester, United Kingdom

@ 2025 LumoMoney LTD. All rights reverved

Lumo Money is a trading name of Lumo Finance Ltd, registered in England and Wales (Company No. 12345678). Registered office: 45 Charlotte Street, Manchester, M1 4FD. Lumo Finance Ltd is authorised and regulated by the Financial Conduct Authority under firm reference number 123456. We provide business loans and funding solutions to limited companies and sole traders across the United Kingdom. All lending is subject to status, affordability checks, and the satisfactory completion of our verification process. The amount you can borrow and the rate you receive will depend on your business performance and credit profile.

Your business must be actively trading in the UK to apply. We do not currently provide consumer credit or personal loans. Please ensure you only borrow what your business can afford to repay. Late or missed repayments can have serious consequences for your business, may affect your credit rating, and could make it more difficult to obtain credit in the future. We are a responsible lender committed to treating customers fairly, maintaining transparency in pricing, and supporting sustainable business growth. All information provided on this website is for general guidance only and does not constitute financial advice. You should seek independent advice if you are unsure about any lending decisions.

Lumo Finance Ltd works with a panel of funding partners where appropriate. In some cases, we may act as a credit broker and not a direct lender. We will always make it clear which role we are performing before you proceed with an application. By using this website, you agree to our terms of use, privacy policy, and cookie policy. All content is subject to change without notice.