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Whether you’re checking your loan details, exploring funding options, or just need a hand, our team is here to help you.
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Fill out our form or email us at support@lumomoney.co.uk if you need help with your account.
Funding Enquiries
Speak with our specialists to explore funding options, check eligibility, or understand how we can help.
Frequently asked questions
Frequently asked questions
Lumo Money is a UK-based business lender offering fast, transparent funding for small and medium-sized businesses. You can apply online in minutes, get a quick decision, and receive funds directly to your business account, all with clear costs and no hidden fees.
We support UK businesses that are actively trading with at least six months of revenue history. Whether you’re a sole trader, limited company, or growing SME, you can apply for funding between £1,000 and £500,000, subject to status and affordability checks.
Most Lumo Money customers receive a decision within hours of completing their application. Once approved, funds can often be released within 24–48 hours, helping you keep your business moving when timing matters most.
No, checking your eligibility with Lumo Money uses a soft credit search, which doesn’t impact your credit score. A hard credit check is only performed if you choose to proceed with your offer.
Lumo Money combines speed, simplicity, and transparency. We use smart technology to make funding decisions quickly, while offering fair rates, flexible terms, and real human support whenever you need it.
Lumo Money is a UK-based business lender offering fast, transparent funding for small and medium-sized businesses. You can apply online in minutes, get a quick decision, and receive funds directly to your business account, all with clear costs and no hidden fees.
We support UK businesses that are actively trading with at least six months of revenue history. Whether you’re a sole trader, limited company, or growing SME, you can apply for funding between £1,000 and £500,000, subject to status and affordability checks.
Most Lumo Money customers receive a decision within hours of completing their application. Once approved, funds can often be released within 24–48 hours, helping you keep your business moving when timing matters most.
No, checking your eligibility with Lumo Money uses a soft credit search, which doesn’t impact your credit score. A hard credit check is only performed if you choose to proceed with your offer.
Lumo Money combines speed, simplicity, and transparency. We use smart technology to make funding decisions quickly, while offering fair rates, flexible terms, and real human support whenever you need it.
Lumo Money is a UK-based business lender offering fast, transparent funding for small and medium-sized businesses. You can apply online in minutes, get a quick decision, and receive funds directly to your business account, all with clear costs and no hidden fees.
We support UK businesses that are actively trading with at least six months of revenue history. Whether you’re a sole trader, limited company, or growing SME, you can apply for funding between £1,000 and £500,000, subject to status and affordability checks.
Most Lumo Money customers receive a decision within hours of completing their application. Once approved, funds can often be released within 24–48 hours, helping you keep your business moving when timing matters most.
No, checking your eligibility with Lumo Money uses a soft credit search, which doesn’t impact your credit score. A hard credit check is only performed if you choose to proceed with your offer.
Lumo Money combines speed, simplicity, and transparency. We use smart technology to make funding decisions quickly, while offering fair rates, flexible terms, and real human support whenever you need it.